Course: Basics of Financial Literacy

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Course title Basics of Financial Literacy
Course code KMA/ZFGK
Organizational form of instruction Lecture
Level of course Master
Year of study 2
Semester Winter
Number of ECTS credits 2
Language of instruction Czech
Status of course Compulsory-optional
Form of instruction Face-to-face
Work placements This is not an internship
Recommended optional programme components None
Lecturer(s)
  • Petrášková Vladimíra, doc. RNDr. Ph.D.
Course content
1. Household management - household budget, types of budgets, their differences. 2. Price - generation of a price (VAT, excise), the handling of money. 3. Wage, salary - brutto, netto. 4. Simple interest, compound interest, mixed interest. 5. Nominal and real interest rate, gross and net proceeds. Inflation. 6. Savings. Savings account. Building saving. 7. Term deposits. Government saving bonds. 8. Consumer credits - banking, non - banking. 9. Credit cards.Hire-purchase companies. 10. Mortgage credits (classical, American mortgage). The offer on the Czech market. 11. Current accounts. Banking facilities. The offer on the Czech market. 12. Pension reform. Pension plan. 13. Life insurance. 14. Financial planning.

Learning activities and teaching methods
Monologic (reading, lecture, briefing), Work with text (with textbook, with book)
Learning outcomes
The objective of the subject is to provide students with the basic knowledge of the field of finance enabling them to settle situations of common life, e.g. management of cash and non-cash money as well as related transactions and management of the instruments designed for this purpose (current account, payment instruments...), management of financial assets (e.g. deposits, investment and insurance) and liabilities (e.g. credits or leasing). A graduate in the subject acquires knowledge and skills helpful to his/her better orientation in the issue of money and prices and to gain capability to administer, in a responsible manner, family budget (family budget management, determination of financial objectives and decision-making concerning allocation of funds).
Student competences after graduation of the subject result especially from the aims of the subject and the content of the subject.
Prerequisites
none

Assessment methods and criteria
Test

written test
Recommended literature
  • http://www.hypoteky-pujcky-uvery.cz/rpsn-kalkulacka.php.
  • www.finance.cz.
  • www.mesec.cz.
  • www.penize.cz.
  • Dvořáková, Z., Smrčka, L. a kol.:. Finanční vzdělávání pro střední školy. Se sbírkou řešených příkladů na CD. C. H. Beck, Praha 2011, 1. vyd., 312 s. + 210 s. na CD, ISBN 978-80-7400-008-9.
  • Petrášková, V., Hašek, R.:. Úvod do financí. http://www.pf.jcu.cz/stru/katedry/m/uf/.
  • Petrášková, V., Horváthová, Z.:. Vybrané kapitoly z finanční gramotnosti. Jihočeská univerzita, České Budějovice, 2010, 1. vyd., 133 s. - 978-80-7394-233-5.
  • Radová, J., Dvořák, P.:. Finanční matematika pro každého. Praha: Grada Publishing, a.s., 2003.
  • T. Cipra:. Praktický průvodce finanční a pojistnou matematikou, Ekopress, s.r.o., Praha, 2005.


Study plans that include the course
Faculty Study plan (Version) Category of Branch/Specialization Recommended year of study Recommended semester
Faculty: Faculty of Education Study plan (Version): Education concerning to Health Education (2) Category: Pedagogy, teacher training and social care 2 Recommended year of study:2, Recommended semester: Winter